LOANS


Get your desires fulfilled with the varieties of loans that we offer in making your dreams come true. North East Small Finance Bank offers various loan schemes in giving you the best that suits your needs.

 

Application mode

Loan Variants

 

Unnati Business Loan
Loan for micro business with minimum documentation

    • Tenure -6-36 Months
    • Interest Rate - 19.95%
    • Loan Amount - Up to 49,999
    • Monthly Online repayment

Unnati Plus Business Loan
Loan for micro business with minimum documentation

    • Tenure -12-60 Months
    • Interest Rate - 18.95%
    • Loan Amount - Up to 2 Lacs
    • Monthly Online repayment

Agri Term Loan
Loan for cash crop for small and marginal farmers

  • Tenure -3-12 Months
  • Interest Rate - 17%
  • Loan Amount - Up to 1 Lac

FINGERLING
Loan for fish farming for small and marginal farmers

  • Tenure -3-9 Months
  • Interest Rate - 17%
  • Loan Amount - Up to 1 Lac

 

HOME LOAN
Loan for house construction

  • Tenure - 60-120 Months
  • Interest Rate - 10.9%
  • Loan Amount - 5-25 Lacs

TERM LOAN (NBFC-MFI)
Term Loan for NBFCs for onward microfinance lending

  • Tenure -24-120 Months
  • Interest Rate - 11%-13.5%
  • Loan Amount - Up to 10 Crores

SKILL DEVELOPMENT LOAN
Loan for job oriented education / skill development courses

  • Tenure -30-42 Months
  • Interest Rate - 15%
  • Loan Amount - Up to 1 Lac

LOAN FOR HOME IMPROVEMENT

  • Tenure -12-60 Months
  • Interest Rate - 13%
  • Loan Amount - Up to 3 Lacs

LOAN AGAINST RENT RECEIVABLES
Loan to landlords against rent receivables

  • Tenure -12-60 Months
  • Interest Rate - 12%
  • Loan Amount - 1-100 Lacs

LOAN AGAINST TERM DEPOSITS
Loan against deposits

  • Tenure -120 Months
  • Interest Rate -
  • Loan Amount -

OD  AGAINST FD
Loan against deposits

  • Tenure -12 Months
  • Interest Rate -
  • Loan Amount -

PERSONAL LOAN
Loan to salaried individuals

  • Tenure -12-60 Months
  • Interest Rate - 14%-18%
  • Loan Amount - 1-100 Lacs

ENTERPRISE DEVELOPMENT LOAN
Term Loan for Small businesses

  • Tenure -24-48 Months
  • Interest Rate - 18.6%
  • Loan Amount - 1-25 Lacs

 

Application mode