Interest Rate

FIXED DEPOSIT
Tenure Card Rates upto 2 Crores Senior Citizen ≥ 2.00 crs - < 5.00 crs ≥ 5.00 crs - <10.00 crs ≥10.00 crs- <25.00 crs ≥ 25.00 crs - <50.00 crs ≥ 50.00 crs - <100.00 crs 100 crs and above
7 - 14 Days 3.00 3.50 3 3 3 3 3 3
15 - 29 Days 3.00 3.50 3 3 3 3 3 3
30 - 45 Days 3.00 3.50 3 3 3 3 3 3
46 - 90 Days 3.50 4.00 3.5 3.5 3.5 3.5 3.5 3.5
91 - 180 Days 4.00 4.50 4 4 4 4 4 4
181 - 365 Days 5.00 5.50 5 5 5 5 5 5
366 - 729 Days 6.75 7.50 6.75 6.75 6.75 6.75 6.75 6.75
730 - 1095 Days 6.75 7.50 6.75 6.75 6.75 6.75 6.75 6.75
1096 - 1110 Days 6.50 7.25 6.5 6.5 6.5 6.5 6.5 6.5
1111 Days 7.00 7.75 7 7 7 7 7 7
1112-1825 Days 6.50 7.25 6.5 6.5 6.5 6.5 6.5 6.5
1826 - 3650 Days 6.25 7.00 6.25 6.25 6.25 6.25 6.25 6.25
       
RECURRING DEPOSIT
TENURE
Card Rates upto 2 cr
Senior Citizen
  
3 Months
4.25
4.75
  
6 Months
4.50
5.00
  
9 Months
5.50
6.00
  
1 Year
5.50
6.00
  
2 Year
7.50
8.00
  
3 Year
7.00
7.50
  
4 Year
7.00
7.50
  
5 Years
6.50
7.00
  
More than 5 years upto 10 years
6.50
7.00
  
       
       
       

DAILY DEPOSIT SCHEME
Normal Rate
Senior Citizen
  
1 Year
3.00
3.50
  
2 Year
3.25
3.75
  
3 Year
3.50
4.00
  
       

SAVINGS DEPOSIT RATE

Rs 0 - upto 4.99 Lacs
4.00
 
5 Lacs - upto 25 Lacs
5.00
25 lacs- Upto 10 Crores
5.50
    
>10 Crores to 25 Crores
5.75
    
>25 Crores and above
6.00
    

External Benchmark Rate

External Benchmark Rate for Floating Rate Loans
Repo Rate
 

*Effective from 01 th April 2022